VOO vs VTI Stock Comparison: AI Score, Valuation, Performance and Upside
VOO and VTI are two of the most popular Vanguard index ETFs, both with 0.03% expense ratios and similar long-term returns. VOO tracks the S&P 500 (500 large-cap US stocks); VTI tracks the total US market (3,600+ stocks including small and mid-caps). In practice, since large-caps dominate US market cap weighting, VTI and VOO perform very similarly — the correlation over any 5-year period exceeds 0.99.
VOO vs VTI is the S&P 500 large-cap-only benchmark versus the total US market with small-cap inclusion — practically identical performance given large-cap dominance of US market cap weighting, making the choice a philosophical preference for maximum simplicity (VOO) versus maximum domestic completeness (VTI).
VOO and VTI are closely matched — they split the tracked metrics evenly. VTI has delivered stronger 1-year price return (+27.29% vs +26.79% for VOO).
- →prefer the most recognized US equity index (S&P 500) as the core equity holding in a long-term portfolio
- →value the simplicity of investing in exactly the 500 companies that define the S&P 500 benchmark without micro-cap noise
- →want large-cap only exposure with slightly lower volatility than total market exposure that includes small and micro-cap companies
- →are comfortable with missing the small-cap component of the US equity market — historically a modest return increment over very long periods
- →prefer owning the complete US equity market across large, mid, small, and micro-cap to eliminate any size segment exclusion
- →value maximum domestic completeness — if a company is publicly traded in the US, VTI holds it proportional to market cap
- →want a single ETF representing the full US equity opportunity set without selecting which size segments to include or exclude
- →are comfortable with slightly more small-cap and micro-cap volatility in exchange for comprehensive US market exposure
| Metric | VOO | VTI |
|---|---|---|
| ETF score | 90.0 | 90.0 |
| Latest close | $688.11 | $369.99 |
| 1M return | +2.00% | +2.76% |
| 6M return | +12.13% | +12.55% |
| 1Y return | +26.79% | +27.29% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | VOO | VTI |
|---|---|---|
| 1Y ago | $12.83K (+28.3%) started 2025-06-18 | $12.88K (+28.8%) started 2025-06-18 |
| 5Y ago | $20.78K (+107.8%) started 2021-06-18 | $19.7K (+97.0%) started 2021-06-18 |
| 10Y ago | $50.87K (+408.7%) started 2016-06-20 | $48.32K (+383.2%) started 2016-06-20 |
Hypothetical — past performance does not guarantee future results.
| Metric | VOO | VTI |
|---|---|---|
| Expense ratio | 0.03% | 0.03% |
| Total assets (AUM) | $1.7T | $2.31T |
| Dividend yield | 1.03% | 1.01% |
| Trailing P/E | 26.85 | 26.35 |
| Beta | 1.02 | 1.03 |
| 52-week change | 26.79% | 27.29% |
| Metric | VOO | VTI |
|---|---|---|
| 1Y return | +26.79% | +27.29% |
| 6M return | +12.13% | +12.55% |
| 1M return | +2.00% | +2.76% |
| 1Y Sharpe ratio | 1.63 | 1.61 |
| Beta | 1.02 | 1.03 |
| Dividend yield | 1.03% | 1.01% |
| 5Y CAGR | +14.06% | +12.87% |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | VOO | VTI |
|---|---|---|---|
| 1Y | Growth | +26.79% | +27.29% |
| CAGR | +26.81% | +27.31% | |
| Sharpe ratio | 1.63 | 1.61 | |
| Max drawdown | 8.90% | 8.92% | |
| Max daily drop | 2.69% | 2.68% | |
| Max wkly drop | 3.79% | 3.66% | |
| 5Y | Growth | +93.04% | +83.13% |
| CAGR | +14.06% | +12.87% | |
| Sharpe ratio | 0.60 | 0.52 | |
| Max drawdown | 24.52% | 25.36% | |
| Max daily drop | 5.80% | 5.87% | |
| Max wkly drop | 11.45% | 11.61% | |
| 10Y | Growth | +324.44% | +307.06% |
| CAGR | +15.56% | +15.08% | |
| Sharpe ratio | 0.64 | 0.61 | |
| Max drawdown | 33.99% | 35.00% | |
| Max daily drop | 11.74% | 11.38% | |
| Max wkly drop | 18.11% | 18.80% |
| Category | VOO | VTI |
|---|---|---|
| Fund name | Vanguard S&P 500 ETF | Vanguard Total Stock Market Index Fund ETF Shares |
| Type | ETF | ETF |
| Expense ratio | 0.03% | 0.03% |
| Total assets (AUM) | $1.7T | $2.31T |
| Dividend yield | 1.03% | 1.01% |
- →S&P 500 is the most widely recognized US equity benchmark — VOO provides simple, transparent exposure to the 500 largest US companies
- →0.03% expense ratio is among the lowest of any ETF — minimal cost drag over long holding periods
- →Large-cap only exposure provides lower volatility than small-cap-inclusive funds — large companies have more stable earnings and greater analyst coverage
- →Most comprehensive US stock market exposure — 3,600+ companies vs VOO's 500, capturing the entire investable US equity universe
- →Small and mid-cap exposure provides participation in smaller companies that may grow into large-cap status over time
- →Same 0.03% expense ratio as VOO — equally cost-efficient while providing broader diversification
- →Excludes small-cap and mid-cap US stocks — misses the small-cap premium historically observed in long-run academic studies
- →Concentration in top 10 holdings (Apple, Microsoft, Nvidia, Amazon, Google, etc.) means the S&P 500 is less diversified than it appears
- →S&P 500 includes only US stocks — no international diversification; global diversification requires additional international ETFs
- →VTI's performance is dominated by large-cap stocks (which represent 80%+ of market cap weighting) — practical difference from VOO is relatively small historically
- →Small and mid-cap exposure adds slight volatility relative to pure large-cap — small companies underperform large companies during risk-off market environments
- →International diversification still requires additional ETFs — VTI covers only US stocks despite broader market-cap coverage
Want deeper AI forecasts?
This comparison page is public and free forever. Subscribers can unlock saved watchlists, full AI rankings, detailed forecasts, and interactive analysis tools.