Beginner–Intermediate 64 min total8 lessons

Retirement Planning 101

Turn abstract retirement advice into concrete, actionable numbers — decade-by-decade savings targets, the 4% rule for calculating your exact retirement number, 401(k) and IRA mechanics, Roth vs Traditional decisions, and Social Security timing strategies that can be worth hundreds of thousands of dollars.

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What you'll be able to do

Maximize your 401(k) employer match and understand all contribution limits

Choose between Roth and Traditional IRA based on your tax situation

Know exactly how much you should have saved by your 30s, 40s, and 50s

Apply the 4% rule to calculate your retirement number

Understand how Social Security works and how claiming age changes your benefit

Build a target-date glide path from stocks to bonds as retirement approaches

Avoid the most common retirement planning mistakes that derail even diligent savers

Create a simple retirement projection you can update every year

8 lessons

Each one building on the last

~64 minutes total

Self-paced — go at your own speed

Concrete numbers & targets

Real benchmarks for every decade of saving

100% free

No account required to read any lesson

Course lessons

The Retirement Account Toolkit: 401(k), IRA, Roth & More

Every major retirement account type, how they differ, and which ones you should open first.

The 401(k) Employer Match: Free Money You Can't Afford to Miss

How matching formulas work, contribution limits, vesting schedules, and how to optimize your contributions.

Roth vs Traditional: Which Is Right for You?

The tax-now vs tax-later decision — with a framework for choosing based on your current and expected future tax bracket.

How Much Should You Have Saved by Decade?

The savings benchmarks for your 30s, 40s, and 50s — and what to do if you're behind.

The 4% Rule: Calculating Your Retirement Number

How the 4% safe withdrawal rate works, where it comes from, how to calculate your target nest egg, and when to adjust it.

Social Security: How It Works and When to Claim

How your benefit is calculated, the breakeven analysis for claiming at 62 vs 67 vs 70, and strategies for married couples.

Asset Allocation & the Retirement Glide Path

How to shift from growth-heavy to income-stable as retirement approaches — target-date funds vs DIY glide paths.

Building Your Personal Retirement Projection

A step-by-step framework to project your retirement date, income, and gap — and the levers you can pull to close it.

Ready to take control of your retirement?

Lesson 1 takes just 8 minutes and teaches you every retirement account type you need to know. No account, no sign-up required.

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