LIVE
MSFT
Microsoft Corporation · Technology
$379.40
-9.11% this month
VERSUS
⟷
COMPARE
ORCL
Oracle Corporation · Technology
$184.29
+1.56% this month
Scoreboard verdict
Across AI score, momentum, valuation, upside, operating margin
MSFT
3
ORCL
2
Comparison scoreboard
MSFT LEADS 3/5AI Score
MSFT ✓59.0
ORCL 51.3
1Y Return
MSFT -20.63%
ORCL ✓-11.48%
Fwd P/E
MSFT 20.20
ORCL ✓16.94
Target Up.
MSFT ✓+43.67%
ORCL +38.70%
Op. Margin
MSFT ✓46.33%
ORCL 36.26%
Metrics last refreshed: 6/20/2026
Quick take
MSFT vs ORCL Stock Comparison: AI Score, Valuation, Performance and Upside
Microsoft and Oracle are both major enterprise technology companies with cloud transformation strategies, but at dramatically different scales. Microsoft is the world's largest enterprise cloud company with Azure, Office 365, and OpenAI integration creating a comprehensive AI ecosystem. Oracle is a specialized enterprise database and cloud applications company with OCI as a faster-growing (from a smaller base) cloud platform winning AI GPU cluster contracts. Microsoft's scale advantage is enormous.
MSFT vs ORCL is the world's largest enterprise cloud with OpenAI integration and Copilot AI monetization across Office/Azure/GitHub (Microsoft) versus the enterprise database incumbent expanding into Fusion Cloud ERP and OCI AI infrastructure with GPU cluster wins (Oracle) — enterprise platform breadth vs focused database-rooted cloud expansion.
Live analysis · updated 6/20/2026
MSFT holds the edge across 3 of 5 key metrics in this comparison. ORCL leads on both 1-year return (-11.48%) and forward P/E (16.94x vs 20.20x for MSFT), a relatively favorable combination of momentum and valuation. On fundamentals, ORCL is growing revenue faster (20.60%), while MSFT maintains the higher operating margin (46.33%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for MSFT (+43.67%) than for ORCL (+38.70%).
Normalized 1Y performance
MSFT
ORCL
Recent returns
MSFT
ORCL
Analyst price targets & sentiment
MSFT · 54 analysts
STRONG BUYHOLDSTRONG SELL
Strong Buy (1.3/5.0)
Price target range
analyst low$400.00
analyst high$870.00
analyst mean$561.39
current price$379.40
+43.7% upside to analyst mean
ORCL · 34 analysts
STRONG BUYHOLDSTRONG SELL
Buy (1.9/5.0)
Price target range
analyst low$130.00
analyst mean$255.38
current price$184.29
+38.7% upside to analyst mean
Who should consider this stock?
MSFT may suit investors who:
- →prefer the most comprehensive enterprise AI ecosystem spanning office productivity (Copilot), cloud infrastructure (Azure/OpenAI), developer tools (GitHub Copilot), and LinkedIn professional data
- →value Microsoft's cross-sell from any product to all others through enterprise procurement relationships — expanding AI revenue across existing subscription base
- →want the most complete enterprise technology compounding with multiple business lines (Azure, Office, LinkedIn, Dynamics) growing simultaneously
- →are comfortable with Azure's #2 position vs AWS, Copilot slower-than-hoped commercial adoption, and Activision gaming integration complexity
ORCL may suit investors who:
- →prefer the enterprise database incumbent with Oracle Database's irreplaceable position in financial services and enterprise applications powering decades of core business
- →value OCI's GPU cluster wins demonstrating AI cloud pricing competitiveness vs Azure — Oracle's OCI is winning enterprise AI training workloads on price-performance
- →want cloud infrastructure exposure from the 4th-place cloud provider growing faster percentage-wise from smaller base and winning AI-specific contracts
- →are comfortable with OCI's limited ecosystem breadth, Cerner integration challenges, and Oracle Database's on-premises revenue gradually declining
Performance & AI score
| Metric | MSFT | ORCL |
|---|---|---|
| AI score | 59.0 | 51.3 |
| AI rank | #181 | #384 |
| Latest close | $379.40 | $184.29 |
| 1M return | -9.11% | +1.56% |
| 6M return | -20.31% | +3.27% |
| 1Y return | -20.63% | -11.48% |
$10,000 invested — hypothetical growth (dividends reinvested)
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | MSFT | ORCL |
|---|---|---|
| 1Y ago | $7.9K (-21.0%) started 2025-06-18 | $8.74K (-12.6%) started 2025-06-18 |
| 5Y ago | $15.45K (+54.5%) started 2021-06-21 | $26.56K (+165.6%) started 2021-06-21 |
| 10Y ago | $96.04K (+860.4%) started 2016-06-20 | $61.9K (+519.0%) started 2016-06-20 |
Hypothetical — past performance does not guarantee future results.
Valuation & upside potential
| Metric | MSFT | ORCL |
|---|---|---|
| Market cap | $2.9T | $529.57B |
| Trailing P/E | 23.26 | 31.53 |
| Forward P/E | 20.20 | 16.94 |
| Price/Sales | 11.87 | 8.75 |
| EV/Revenue | 9.27 | 9.71 |
| Analyst target | $561.39 | $255.38 |
| Target upside | +43.67% | +38.70% |
Growth, profitability & risk
| Metric | MSFT | ORCL |
|---|---|---|
| Revenue growth | 18.30% | 20.60% |
| Earnings growth | 23.40% | 21.90% |
| EPS growth | +23.40% | +21.90% |
| FCF margin | +11.63% | -30.19% |
| Operating margin | 46.33% | 36.26% |
| Profit margin | 39.34% | 25.37% |
| ROIC proxy | 34.01% | 53.38% |
| Return on equity | 34.01% | 53.38% |
| Dividend yield | 0.93% | 1.09% |
| Beta | 1.10 | 1.66 |
| Debt/equity | 30.27 | 362.76 |
| Current ratio | 1.28 | 1.11 |
| Quick ratio | 1.14 | 1.01 |
Drawdown & downside risk
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
1Y risk snapshot
MSFT max drawdown34.18%
ORCL max drawdown58.43%
MSFT max wkly drop14.43%
ORCL max wkly drop22.10%
5Y risk snapshot
MSFT max drawdown37.15%
ORCL max drawdown58.43%
MSFT max wkly drop14.43%
ORCL max wkly drop22.10%
10Y risk snapshot
MSFT max drawdown37.15%
ORCL max drawdown58.43%
MSFT max wkly drop16.36%
ORCL max wkly drop22.10%
Performance metrics by period
| Period | Metric | MSFT | ORCL |
|---|---|---|---|
| 1Y | Growth | -21.00% | -12.60% |
| CAGR | -21.02% | -12.62% | |
| Sharpe ratio | -0.96 | 0.02 | |
| Max drawdown | 34.18% | 58.43% | |
| Max daily drop | 9.99% | 10.83% | |
| Max wkly drop | 14.43% | 22.10% | |
| 5Y | Growth | +49.34% | +150.32% |
| CAGR | +8.36% | +20.18% | |
| Sharpe ratio | 0.27 | 0.54 | |
| Max drawdown | 37.15% | 58.43% | |
| Max daily drop | 9.99% | 13.79% | |
| Max wkly drop | 14.43% | 22.10% | |
| 10Y | Growth | +750.25% | +433.30% |
| CAGR | +23.88% | +18.23% | |
| Sharpe ratio | 0.76 | 0.52 | |
| Max drawdown | 37.15% | 58.43% | |
| Max daily drop | 14.74% | 13.79% | |
| Max wkly drop | 16.36% | 22.10% |
Business comparison
| Category | MSFT | ORCL |
|---|---|---|
| Company | Microsoft Corporation | Oracle Corporation |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Software - Infrastructure |
| Core business | Microsoft is the largest enterprise technology company by market cap, providing Azure (cloud computing), Office 365/Teams (collaboration), Dynamics 365 (CRM/ERP), GitHub, LinkedIn, and Xbox. Azure is the second-largest cloud platform growing 20–25% annually. Copilot AI integration across Microsoft products embeds OpenAI's models into Office, Teams, Azure, and Windows — creating AI revenue layers on top of existing subscriptions. Microsoft's OpenAI partnership gives exclusive Azure deployment of the most commercially important AI models. | Oracle provides enterprise database software (Oracle Database, MySQL), cloud ERP applications (Fusion Cloud ERP, HCM, SCM), and OCI (Oracle Cloud Infrastructure). Oracle's growth is being driven by Fusion Cloud application adoption (competing with SAP and Workday) and OCI AI cloud wins. OCI is the 4th-largest public cloud but has been winning GPU-intensive AI cluster contracts from Microsoft Azure and other hyperscalers on price-performance grounds. Oracle's Cerner healthcare ERP acquisition expanded its vertical software portfolio. |
| Investor focus | Investors track Azure revenue growth, Copilot commercial seat adoption, Office 365 ARPU uplift from AI pricing, and LinkedIn revenue. | Investors track cloud revenue growth (Fusion Cloud Apps and OCI separately), remaining performance obligations as cloud backlog, and OCI GPU cluster wins. |
MSFT strengths
- →Enterprise ecosystem integration: Office 365 + Teams + Azure + Dynamics creates cross-sell from one Microsoft product to all others with one procurement relationship
- →OpenAI exclusive Azure deployment gives Microsoft the most deployed AI models for commercial enterprise use — creating AI moat above pure cloud infrastructure
- →GitHub Copilot is the most widely used AI coding assistant — building AI habits in developers who then standardize on Azure and Microsoft AI services
ORCL strengths
- →Oracle Database installed base is deeply embedded in financial services, enterprise, and government applications — decades of mission-critical data living in Oracle databases
- →OCI AI cluster wins demonstrate pricing competitiveness — Microsoft, Scale AI, and others have chosen OCI for GPU compute partly on price vs Azure
- →Fusion Cloud ERP growing 20%+ with strong Oracle Database integration — enterprises choosing Oracle cloud get seamless ERP + database integration
Risks to watch — MSFT
- →Azure at #2 behind AWS must continue growing faster than AWS to close the market share gap or risk perpetual second position
- →Copilot commercial adoption has been slower than expected — enterprises are hesitant about $30/user/month AI premium without clear ROI evidence
- →Activision Blizzard integration and gaming investment requires continued execution to justify the acquisition cost
Risks to watch — ORCL
- →OCI is 4th-place in cloud infrastructure far behind AWS, Azure, and GCP — limited ecosystem breadth vs leading cloud platforms
- →Oracle Database's on-premises revenue is gradually declining as cloud alternatives mature — the database incumbency is valuable but slowly eroding
- →Cerner healthcare ERP integration has been more challenging than expected — specialized healthcare IT has different dynamics than Oracle's traditional enterprise market
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