Last updated:
LIVE
SE
Sea Limited · Consumer Discretionary / Technology - Southeast Asia Digital Economy
$106.74
+4.31% this month
VERSUS
⟷
COMPARE
MELI
MercadoLibre, Inc. · Consumer Discretionary / Technology - Latin America Digital Economy
$1,898.79
+7.68% this month
Scoreboard verdict
Across AI score, momentum, valuation, upside, operating margin
SE
2
MELI
2
Comparison scoreboard
MIXED SETUPAI Score
SE 34.6
MELI ✓63.1
1Y Return
SE -31.86%
MELI ✓-20.08%
Fwd P/E
SE ✓21.17
MELI 32.22
Target Up.
SE ✓+27.99%
MELI +17.94%
Op. Margin
SE N/A
MELI 6.91%
Metrics last refreshed: 8/4/2026
Quick take
SE vs MELI Stock Comparison: AI Score, Valuation, Performance and Upside
Both SE and MELI are dominant regional digital economy platforms — SE across Southeast Asia and MELI across Latin America — combining e-commerce marketplaces with fintech services targeting underbanked populations. MELI is generally larger, more profitable, and more established, while SE offers more geographic diversification and a larger addressable population.
SE vs MELI compares the two leading emerging market digital economy platforms, each combining e-commerce and fintech dominance in high-growth regions with large underbanked populations.
Live analysis · updated 8/4/2026
SE and MELI are closely matched — they split the tracked metrics evenly. MELI has delivered stronger 1-year price return (-20.08% vs -31.86%), though SE has the better forward P/E setup (21.17x vs 32.22x for MELI). Analyst consensus implies meaningfully more upside for SE (+27.99%) than for MELI (+17.94%).
Normalized 1Y performance
SE
MELI
Recent returns
SE
MELI
Analyst price targets & sentiment
SE · 28 analysts
STRONG BUYHOLDSTRONG SELL
Strong Buy (1.3/5.0)
Price target range
analyst low$101.00
analyst high$195.00
analyst mean$142.26
current price$106.74
+28.0% upside to analyst mean
MELI · 25 analysts
STRONG BUYHOLDSTRONG SELL
Buy (1.6/5.0)
Price target range
analyst low$1,868.21
analyst high$3,200.00
analyst mean$2,214.88
current price$1,898.79
+17.9% upside to analyst mean
Who should consider this stock?
SE may suit investors who:
- →Want exposure to Southeast Asia's digital economy through a leading e-commerce and fintech platform
- →Believe Shopee and SeaMoney can sustain long-term growth as Southeast Asian consumer spending matures
- →Are comfortable with a more complex, multi-segment business navigating competitive dynamics
MELI may suit investors who:
- →Want exposure to Latin America's dominant e-commerce and fintech platform
- →Value MercadoLibre's more established profitability and scale versus earlier-stage emerging market peers
- →Believe Mercado Pago's fintech flywheel will drive compounding growth across payments, lending, and investing
Performance & AI score
| Metric | SE | MELI |
|---|---|---|
| AI score | 34.6 | 63.1 |
| AI rank | #1684 | #90 |
| Latest close | $106.74 | $1,898.79 |
| 1M return | +4.31% | +7.68% |
| 6M return | -12.44% | -11.57% |
| 1Y return | -31.86% | -20.08% |
$10,000 invested — hypothetical growth (dividends reinvested)
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SE | MELI |
|---|---|---|
| 1Y ago | $6.81K (-31.9%) started 2025-07-31 | $7.93K (-20.7%) started 2025-08-04 |
| 5Y ago | $3.79K (-62.1%) started 2021-08-02 | $12.09K (+20.9%) started 2021-08-04 |
| 10Y ago | $65.65K (+556.5%) started 2017-10-20 | $124.72K (+1147.2%) started 2016-08-04 |
Hypothetical — past performance does not guarantee future results.
Valuation & upside potential
| Metric | SE | MELI |
|---|---|---|
| Market cap | N/A | $95.21B |
| Trailing P/E | 43.76 | 49.51 |
| Forward P/E | 21.17 | 32.22 |
| Price/Sales | 2.85 | 5.62 |
| EV/Revenue | 2.43 | 3.21 |
| Analyst target | $142.26 | $2,214.88 |
| Target upside | +27.99% | +17.94% |
Growth, profitability & risk
| Metric | SE | MELI |
|---|---|---|
| Revenue growth | 46.60% | 49.00% |
| Earnings growth | 3.10% | -15.60% |
| EPS growth | +3.10% | -15.60% |
| FCF margin | +3.51% | -12.91% |
| Operating margin | N/A | 6.91% |
| Profit margin | 6.36% | 6.04% |
| ROIC proxy | 14.86% | 31.26% |
| Return on equity | 14.86% | 31.26% |
| Dividend yield | 0.00% | N/A |
| Beta | 1.51 | 1.34 |
| Debt/equity | 27.61 | 169.98 |
| Current ratio | 1.58 | 1.16 |
| Quick ratio | 0.76 | 0.44 |
Drawdown & downside risk
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
1Y risk snapshot
SE max drawdown60.22%
MELI max drawdown38.40%
SE max wkly drop18.01%
MELI max wkly drop15.16%
5Y risk snapshot
SE max drawdown90.51%
MELI max drawdown68.64%
SE max wkly drop38.19%
MELI max wkly drop33.57%
10Y risk snapshot
SE max drawdown90.51%
MELI max drawdown69.12%
SE max wkly drop38.19%
MELI max wkly drop33.57%
Performance metrics by period
| Period | Metric | SE | MELI |
|---|---|---|---|
| 1Y | Growth | -31.86% | -20.75% |
| CAGR | -31.88% | -20.78% | |
| Sharpe ratio | -0.58 | -0.50 | |
| Max drawdown | 60.22% | 38.40% | |
| Max daily drop | 16.53% | 12.70% | |
| Max wkly drop | 18.01% | 15.16% | |
| 5Y | Growth | -62.05% | +20.94% |
| CAGR | -17.64% | +3.88% | |
| Sharpe ratio | -0.05 | 0.24 | |
| Max drawdown | 90.51% | 68.64% | |
| Max daily drop | 28.68% | 16.88% | |
| Max wkly drop | 38.19% | 33.57% | |
| 10Y | Growth | +556.46% | +1147.15% |
| CAGR | +23.91% | +28.71% | |
| Sharpe ratio | 0.58 | 0.67 | |
| Max drawdown | 90.51% | 69.12% | |
| Max daily drop | 28.68% | 16.88% | |
| Max wkly drop | 38.19% | 33.57% |
Business comparison
| Category | SE | MELI |
|---|---|---|
| Company | Sea Limited | MercadoLibre, Inc. |
| Sector | Consumer Discretionary / Technology - Southeast Asia Digital Economy | Consumer Cyclical |
| Industry | N/A | Internet Retail |
| Core business | Sea Limited operates three digital businesses across Southeast Asia and other emerging markets: Shopee (e-commerce marketplace), SeaMoney (fintech and digital financial services), and Garena (digital entertainment and gaming). | MercadoLibre is the dominant e-commerce and fintech platform across Latin America, operating its Mercado Libre marketplace, Mercado Pago payments, Mercado Credito lending, and logistics infrastructure. |
| Investor focus | Investors track Sea's progress toward profitability in its e-commerce segment, SeaMoney financial services growth, and whether the Garena gaming segment can stabilize or grow after a sharp post-pandemic decline. | Investors track MercadoLibre's gross merchandise volume growth, Mercado Pago total payment volume and fintech monetization, credit portfolio quality, and operating leverage as the business scales. |
SE strengths
- →Shopee is one of the leading e-commerce platforms across Southeast Asia with strong mobile-first positioning
- →SeaMoney fintech business benefits from serving underbanked populations across high-growth emerging markets
- →Singapore-listed company with U.S. ADRs provides accessible exposure to Southeast Asian digital economy growth
MELI strengths
- →Dominant position in Latin American e-commerce in its core markets of Brazil, Argentina, and Mexico
- →Mercado Pago fintech is one of the largest digital payment platforms in Latin America
- →Vertically integrated logistics network (Mercado Envios) provides a competitive moat
Risks to watch — SE
- →Garena gaming segment experienced a sharp post-pandemic decline in active users and revenue
- →E-commerce competition from TikTok Shop and other platforms has intensified in key Southeast Asian markets
- →Path to sustained profitability has been complex as the company balances growth investment with margin improvement
Risks to watch — MELI
- →Latin American macro and currency volatility (especially Argentina inflation) creates earnings volatility
- →Credit portfolio quality monitoring is critical as Mercado Credito lending has scaled rapidly
- →Competition from global platforms entering Latin American e-commerce markets
Frequently asked questions
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