LIVE
TJX
The TJX Companies, Inc. · Consumer Discretionary
$163.81
+8.71% this month
VERSUS
⟷
COMPARE
ROST
Ross Stores, Inc. · Consumer Discretionary
$232.80
+9.46% this month
Scoreboard verdict
Across AI score, momentum, valuation, upside, operating margin
TJX
0
ROST
5
Comparison scoreboard
ROST LEADS 5/5AI Score
TJX 52.9
ROST ✓55.7
1Y Return
TJX +33.17%
ROST ✓+80.40%
Fwd P/E
TJX 29.24
ROST ✓28.04
Target Up.
TJX +5.48%
ROST ✓+6.68%
Op. Margin
TJX 11.77%
ROST ✓13.38%
Metrics last refreshed: 6/20/2026
Quick take
TJX vs ROST Stock Comparison: AI Score, Valuation, Performance and Upside
TJX and Ross are the two dominant US off-price retailers with remarkably similar operating models and margins. TJX's key advantages are HomeGoods (the leading home goods off-price banner) and international operations. Ross's key advantage is a lower-income demographic target that provides even stronger recession resilience and simpler US-only operations. Both are excellent long-term retail compounders.
TJX vs ROST is the closest direct comparison in retail — both dominate off-price with similar margins, both grow unit count, and both beat full-price retailers in economic downturns. TJX offers HomeGoods and international; Ross offers a simpler model targeting the most value-seeking consumer demographic.
Live analysis · updated 6/20/2026
ROST holds the edge across 5 of 5 key metrics in this comparison. ROST leads on both 1-year return (+80.40%) and forward P/E (28.04x vs 29.24x for TJX), a relatively favorable combination of momentum and valuation. ROST leads on both revenue growth (20.60%) and operating margin (13.38%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies similar upside for both: +5.48% for TJX and +6.68% for ROST.
Normalized 1Y performance
TJX
ROST
Recent returns
TJX
ROST
Analyst price targets & sentiment
TJX · 20 analysts
STRONG BUYHOLDSTRONG SELL
Buy (1.6/5.0)
Price target range
analyst low$87.12
analyst mean$177.63
current price$163.81
+5.5% upside to analyst mean
ROST · 20 analysts
STRONG BUYHOLDSTRONG SELL
Buy (1.9/5.0)
Price target range
analyst low$124.24
analyst mean$256.18
current price$232.80
+6.7% upside to analyst mean
Who should consider this stock?
TJX may suit investors who:
- →prefer global off-price scale with HomeGoods, T.K. Maxx UK/Europe, and Winners Canada providing category and geographic diversification
- →value the largest global vendor buying organization as a structural competitive moat in off-price merchandise sourcing
- →want multi-banner strategy covering the widest range of off-price merchandise categories and customer segments
- →are comfortable with international currency risk and HomeGoods home goods cycle sensitivity
ROST may suit investors who:
- →prefer a simpler US-only off-price model targeting the most value-conscious consumer demographic with highest recession resilience
- →value dd's DISCOUNTS as a second banner addressing an even lower price-point customer in the off-price market
- →want off-price retail exposure without international operations complexity and currency risk exposure
- →are comfortable with no home goods-only equivalent to HomeGoods limiting merchandise category diversification
Performance & AI score
| Metric | TJX | ROST |
|---|---|---|
| AI score | 52.9 | 55.7 |
| AI rank | #314 | #246 |
| Latest close | $163.81 | $232.80 |
| 1M return | +8.71% | +9.46% |
| 6M return | +5.24% | +27.39% |
| 1Y return | +33.17% | +80.40% |
$10,000 invested — hypothetical growth (dividends reinvested)
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | TJX | ROST |
|---|---|---|
| 1Y ago | $13.37K (+33.7%) started 2025-06-18 | $18.18K (+81.8%) started 2025-06-18 |
| 5Y ago | $28.54K (+185.4%) started 2021-06-21 | $21.28K (+112.8%) started 2021-06-21 |
| 10Y ago | $55.67K (+456.7%) started 2016-06-20 | $51.21K (+412.1%) started 2016-06-20 |
Hypothetical — past performance does not guarantee future results.
Valuation & upside potential
| Metric | TJX | ROST |
|---|---|---|
| Market cap | $186.04B | $77.03B |
| Trailing P/E | 32.76 | 33.54 |
| Forward P/E | 29.24 | 28.04 |
| Price/Sales | 2.51 | 2.22 |
| EV/Revenue | 3.16 | 3.27 |
| Analyst target | $177.63 | $256.18 |
| Target upside | +5.48% | +6.68% |
Growth, profitability & risk
| Metric | TJX | ROST |
|---|---|---|
| Revenue growth | 9.20% | 20.60% |
| Earnings growth | 29.30% | 37.40% |
| EPS growth | +29.30% | +37.40% |
| FCF margin | +7.01% | +8.61% |
| Operating margin | 11.77% | 13.38% |
| Profit margin | 9.40% | 9.74% |
| ROIC proxy | 61.25% | 38.98% |
| Return on equity | 61.25% | 38.98% |
| Dividend yield | 1.14% | 0.74% |
| Beta | 0.62 | 0.87 |
| Debt/equity | 136.31 | 74.91 |
| Current ratio | 1.14 | 1.54 |
| Quick ratio | 0.49 | 0.88 |
Drawdown & downside risk
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
1Y risk snapshot
TJX max drawdown10.89%
ROST max drawdown7.79%
TJX max wkly drop5.42%
ROST max wkly drop7.49%
5Y risk snapshot
TJX max drawdown27.68%
ROST max drawdown44.13%
TJX max wkly drop13.72%
ROST max wkly drop21.93%
10Y risk snapshot
TJX max drawdown42.55%
ROST max drawdown51.41%
TJX max wkly drop28.23%
ROST max wkly drop38.97%
Performance metrics by period
| Period | Metric | TJX | ROST |
|---|---|---|---|
| 1Y | Growth | +33.68% | +81.80% |
| CAGR | +33.73% | +81.96% | |
| Sharpe ratio | 1.46 | 2.39 | |
| Max drawdown | 10.89% | 7.79% | |
| Max daily drop | 2.90% | 4.99% | |
| Max wkly drop | 5.42% | 7.49% | |
| 5Y | Growth | +168.15% | +103.58% |
| CAGR | +21.85% | +15.30% | |
| Sharpe ratio | 0.80 | 0.48 | |
| Max drawdown | 27.68% | 44.13% | |
| Max daily drop | 6.73% | 22.47% | |
| Max wkly drop | 13.72% | 21.93% | |
| 10Y | Growth | +385.93% | +367.92% |
| CAGR | +17.14% | +16.70% | |
| Sharpe ratio | 0.57 | 0.51 | |
| Max drawdown | 42.55% | 51.41% | |
| Max daily drop | 20.40% | 22.47% | |
| Max wkly drop | 28.23% | 38.97% |
Business comparison
| Category | TJX | ROST |
|---|---|---|
| Company | The TJX Companies, Inc. | Ross Stores, Inc. |
| Sector | Consumer Cyclical | Consumer Cyclical |
| Industry | Apparel Retail | Apparel Retail |
| Core business | TJX Companies operates T.J. Maxx, Marshalls, HomeGoods, HomeSense, Sierra, and Winners/T.K. Maxx globally. Its 4,900+ store fleet and global buying organization source closeout and excess inventory from 21,000+ vendors across 100+ countries. HomeGoods is a major differentiator — TJX's home goods banner has no equivalent in Ross's portfolio. International operations (T.K. Maxx UK/Europe, Winners Canada) provide geographic diversification unavailable at Ross. | Ross Stores operates Ross Dress for Less (1,700+ stores) and dd's DISCOUNTS (300+ stores) exclusively in the US, offering off-price apparel, accessories, footwear, and home goods. Ross targets a lower-income demographic than T.J. Maxx, making it particularly resilient during economic downturns when value-seeking behavior intensifies most sharply. Ross operates at comparable operating margins to TJX but with a simpler, US-only model. |
| Investor focus | Investors track US and international comparable store sales, gross margin maintenance, HomeGoods performance, and capital allocation efficiency across the multi-banner strategy. | Investors track comparable store sales growth, new store openings targeting underserved Midwest and Northeast markets, dd's DISCOUNTS expansion, and operating margin sustainability above 12%. |
TJX strengths
- →HomeGoods banner provides a pure-play home goods off-price destination that Ross Stores does not offer at the same scale
- →International operations (T.K. Maxx in Europe and Canada) provide geographic diversification and growth markets beyond the US
- →Largest global off-price buying organization with 21,000+ vendor relationships provides inventory access that smaller competitors cannot match
ROST strengths
- →Lower-income target demographic creates stronger economic cycle resilience — Ross shoppers trade in from full-price retail even more aggressively during recessions
- →US-only focus provides simpler operational model with no currency risk or international execution complexity
- →dd's DISCOUNTS banner targets an even lower price-point customer, extending Ross's market reach to cost-conscious shoppers below T.J. Maxx's demographic
Risks to watch — TJX
- →International operations add currency risk and country-specific execution complexity that US-only Ross doesn't face
- →HomeGoods comparable store sales can lag apparel banners during periods of softer home goods consumer demand
- →Premium valuation relative to Ross reflects its scale and international diversification — any execution miss is more costly
Risks to watch — ROST
- →No home goods-only equivalent to HomeGoods limits Ross's merchandise category diversification vs TJX
- →Midwest and Northeast expansion carries real estate cost and competitive market risk in markets where Ross has less established brand recognition
- →Like TJX, Ross is primarily an in-store treasure-hunt experience with limited digital commerce presence
Frequently asked questions
Free public comparison
Want deeper AI forecasts?
This comparison page is public and free forever. Subscribers can unlock saved watchlists, full AI rankings, detailed forecasts, and interactive analysis tools.
Related comparisons
More comparisons
Browse all 1,000 comparisons →